Car Insurance Rant!!

Just going to have a little rant about my car insurance here in Dubai now- sorry- it drives me mad!!

So got a good deal last year through my bank and have had no probs- need to renew by March 8th- the dude from the insurance company has been ringing me to renew since January 1st- that put me in a New Year's hangover panic I can tell you until I checked the date!! So I told him to email me through the renewal cost. I didn't really pay much attention to it as had checked my docs and it didn't need renewing till March.

The proceeded 2 calls a day following up!! Every day! Which I ignored for a while.... then I called back and said dude- why are you calling me twice a day in Jan when renewal is not till March- doh!!

Anyway, so we're sort of near renewal time now and I decided to just have a little shop around and am glad I did- I can save 400 AED (That's £70 ish) and get better coverage! So decided to ask the dude why- here is the fabulous email chain...enjoy!!!

Hi Insurance Dude,

I have been shopping around for this and realised that the prices are more expensive than I paid with you last year- can you explain why the charges are higher this year for renewal especially as I have never made a claim.

Also have checked with other providers and their quotes are cheaper too for the exact same if not more coverage.

Warm regards,

Manodrama

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HI Manodrama,

Maybe the insurance company that you asked for quotation gives you cheap premium like ABC Insurance company. In the market ABC Insurance is the one who gives the cheapest quotation for cars, we are dealing with them before but we lose so many clients because of them. They give so less premium and yet when the customer go to the point of having accidents the benefits are so less.

Trust me ma'am the Insurance Company I gave you is best Local insurance company now here in Dubai.

Don't look on the premium ma'am, see the benefits. Take it as an advice ma'am.

All the best,

Insurance Dude

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Dear Insurance Dude,

I have got a much cheaper quote from AXA Insurance with better coverage- I think they are just as reputable aren't they? Never even heard of XYZ insurance.

I have attached it for your reference and this is even insuring the car at a higher value.

So tell me why should I go with XYZ and not AXA?

Thanks

Manodrama

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Hi Manodrama

That's a good premium you are having right now ma'am, but I can give you lower than that with RSA ma'am if you like. XYZ is high because they are not applying the nationality and if you have convertible license. But in AXA and RSA they are accepting.

What is your nationality maam?

Regards,

Insurance Dude

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I have not replied yet- all of a sudden he can get cheaper with reputable companies!

If he calls me ma'am one more time the patronising little git I will scream!! He has all my details from last year- so he knows what nationality I am and that I have a transferable licence- that’s it I’m out!

Needless to say I am just on the AXA website now doing all this online and not being harassed or patronised or having to deal with numpties!!!

The names of the insurance companies except for AXA and RSA have been changed to protect their identities hahahah!

It’s at times like these I really want a husband grrrrrr- they don’t give men out here the same run around that’s for sure!

Peace Out!